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Credit Card Companies in London: A Comprehensive Guide to 15 of the Most Interesting and Innovative Companies

Credit cards have revolutionized the way we spend money, offering a convenient and safe way to make purchases without carrying cash. With the rise of fintech, credit card companies in London have become more innovative, offering consumers more choices and flexibility. In this article, we’ll explore 15 of the most interesting and innovative credit card companies in London.

  1. Zopa

Zopa is a fintech company that offers credit cards, savings, and loan products with low rates, flexible terms, and no early repayment fees. With over 15 years of experience, Zopa has helped over 500,000 customers to date. Their credit cards offer competitive rates and flexible repayment options, making them an excellent choice for consumers looking for a credit card that meets their unique needs.

  1. Capital on Tap

Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. With competitive rates and a focus on serving small businesses, Capital on Tap is an excellent choice for business owners looking for a credit card that meets their specific needs.

  1. Tymit

Tymit is a credit company that offers traditional credit cards and a buy now, pay later service. With Tymit, customers can choose to spread the cost of their purchases over time, making it an excellent option for those who prefer to pay for their purchases in installments.

  1. Jaja

Jaja is a fintech company that provides digital and physical credit cards and other financing services. Their credit cards offer competitive rates and no foreign transaction fees, making them an excellent option for those who travel frequently.

  1. SumUp
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SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go. With their portable card readers and easy-to-use mobile app, SumUp is an excellent option for businesses looking for a flexible and convenient way to accept payments.

  1. TotallyMoney

TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions. With their free credit report and personalized credit card recommendations, TotallyMoney is an excellent option for consumers looking to improve their credit score and choose the right credit card.

  1. Pave

Pave is a credit card company that offers a proper path to good credit. Their credit cards are designed to help customers build their credit score while enjoying flexible repayment options.

  1. Expend

Expend is an expense management and company spending platform. With their credit cards and mobile app, businesses can easily track their expenses and manage their spending in real-time.

  1. Cashplus

Cashplus is a digital challenger to UK banks and has served more than 1.6m customers since launching in 2005. With their credit and debit cards, Cashplus offers customers a convenient and flexible way to manage their finances.

  1. Keebo

Keebo is the credit card to start building credit. With their credit cards and personalized credit building program, Keebo is an excellent option for those looking to improve their credit score.

  1. Global Processing Services

Global Processing Services offers a platform that processes payments and manages credit, debit, and prepaid card transactions. With their innovative solutions, Global Processing Services is an excellent option for businesses looking to streamline their payment processing.

  1. Bits
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Bits helps people build their credit score by providing them with a digital credit card that they pay off every month. With their easy-to-use app and personalized credit building program, Bits is an excellent option for those looking to improve their credit score.


NUMARQE is the ultimate corporate credit card. With their innovative solutions, NUMARQE helps businesses save time, reduce costs, and minimize risk. Their corporate credit card offers flexible payment terms, real-time expense tracking, and advanced fraud prevention tools, making it an excellent option for businesses of all sizes.

  1. Network B

Network B provides banking and card-linked solutions. With their loyalty program and personalized offers, Network B is an excellent option for businesses looking to increase customer engagement and loyalty.

  1. Olpays

Olpays provides international payment solutions for the most innovative internet business models. With their easy-to-use payment platform and competitive rates, Olpays is an excellent option for businesses looking to expand globally.

In conclusion, credit card companies in London have become more innovative and consumer-friendly in recent years, offering a variety of options and services to meet the unique needs of their customers. Whether you’re a business owner looking for a convenient way to manage your finances or a consumer looking to improve your credit score, there’s a credit card company in London that’s right for you

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