Instacash is a lending marketplace based in Lima, Peru that is revolutionizing the lending industry by using alternative collateral and instant disbursements. With Instacash, borrowers can allocate loans instantly at an affordable rate, while investors can minimize risk and maximize returns.
Investors Get Set Interest Rates with Minimal Risk
Using Instacash, investors can decide how much they want to invest by allocating money into a secure digital wallet. This gives investors a set interest rate of return, while minimizing the risk of loan defaults. All repayments will then be deposited into the same wallet, and the investor will be able to withdraw their money whenever they want.
Borrowers Can Get Loans Instantly
For borrowers, Instacash allows them to set their desired loan amount and loan time frame. After verifying their credit card, Instacash’s secure technology will preauthorize the collateral for the loan amount, which will be reduced as long as the borrower continues repaying the loan. With Instacash’s immediate peer-to-peer payment service, the money will go directly from the investor to the borrower, with a small commission going to help the company continue advancing its platform.
Smart Contracts Keep User Data and Privacy Secure
Instacash applies cutting-edge technology such as machine learning, artificial intelligence, and blockchain to ensure a fast, secure, and reliable platform. All users’ data and privacy are secure and protected through smart contracts. Users can track and manage all their operations from any digital device in real time, making the lending process seamless and hassle-free.
Money Democratization for Positive Impact
Through money democratization, Instacash is positively impacting people’s lives by providing opportunities for individuals who may not have access to traditional lending options. Instacash’s platform is changing the world by revolutionizing the way money and opportunities are distributed.
Instacash is a lending marketplace that uses alternative collateral and instant disbursements to provide borrowers with affordable loans and investors with minimal risk and set interest rates. With its advanced technology and focus on money democratization, Instacash is changing the lending industry and positively impacting people’s lives.
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