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Which West Lothian Financial Services Startups are Transforming UK Economy?

West Lothian, in the prosperous heart of Scotland, is fast emerging as a hub of innovative and diverse financial services startups. These companies are not only providing robust financial solutions, but also contributing to the economic growth and employment. In this article, we spotlight the top 15 financial services startups and illuminate how they are delivering unique, high-quality, and customer-centric financial solutions in the region and beyond.

From leveraging technology and creating efficient mobile payments systems, to offering strategically tailored wealth management and insurance services, these startups are driving financial innovation and forging a bright future for financial services in West Lothian. Their services cover a broad sweep from real estate and accounting to retirement planning and insurance, offering professionally tailored solutions to meet the exacting needs of their customers.

These startups, despite operating in a highly competitive landscape, have remained rooted in their key principles of customer service, innovation, and integrity, providing valuable contributions to the finance sector and ensuring a healthy financial ecosystem in West Lothian.


Castlebrae is a firm that provides a full suite of real estate services including selling, buying, valuation, home reports, & financial services. Their unique blend of financial services within the real estate industry have made them a popular choice among clients. The industry sector of this firm includes Financial Services, Property Management, and Real Estate.

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Spence Insurance

Spence Insurance provides a full range of coverage products and claim assistance for the commercial and industrial sectors. Their diverse range of service spans Advice, Consulting, Financial Services, and Insurance.

A9 Partnership

A9 Partnership is a recognized Accounting Firm that provides advice and guidance to its clients. With their adept guidance and expertise, clients can navigate the financial landscape safely and efficiently.


FinanceHeads provides business and financial management, decision making, market awareness, support, and advisory services. Their deep market insight and business development services make them a top choice for clients seeking to make informed financial decisions.

Digital Xtra Fund

Digital Xtra Fund is a progressive Scottish Charitable Incorporated Organisation. Through their work, they help to support the financial welfare of charities and non-profit organizations.

Policy Services

Policy Services is a Financial Advisory services company offering management system, database management, and reconciliation services. Their profound knowledge of financial compliance and regulations guarantees their clients can confidently manage their financial processes.

Alan Steel Asset Management Ltd

Alan Steel Asset Management are independent financial advisers that offer various types of Financial Services. Specialising in Asset Management, they enable clients to manage their assets optimally and profitably.


CASHROOM offers services including legal cashiering, management accounts, payroll, statutory accounts, and tax returns. Their in-depth and wide range of services in the Accounting, Consulting, and Financial Services sector have made them a stable in the financial ecosystem of West Lothian.


Comcarde has created Bridge, a versatile, cross platform, secure mobile payments system. Their forward-thinking and innovative solutions in Apps, Financial Services, Information Technology, and Mobile Apps sectors have established them as leaders in the digital finance landscape.

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BuildStore delivers mortgage, insurance, and financial services to homebuilders. Their specific focus on the homebuilding industry have allowed them to keep a unique positioning in the financial services sector.

Select Wealth Managers

Select Wealth Managers offer a financial advisory service to clients. Their industry-wide experience in Advice, Financial Services, and Wealth Management have made them a trusted name among their clients.

Coralinn LLP

Coralinn LLP is a private equity and business investment community. They have brought Angel Investment, Finance, Financial Services, and Fintech sectors together to create a progressive and client-centric environment of investment.

Livingston Insurance Agency

Livingston Agency is an independent insurance agency writing all types of Property & Casualty Insurance for Business & Personal clients. Their broad range in the Commercial, Financial Services, and Insurance sectors ensure varied and specific solutions for each of their clients.

Rutland Independent Wealth Management

Rutland Independent Wealth Management offers retirement planning, investment strategies, tax mitigation, and advisory services. Their holistic approach in Advice, Financial Services, Impact Investing, Retirement, and Wealth Management has set them apart as a comprehensive financial solutions provider.

Integrated Planning Concepts

Integrated Planning Concepts is a financial advisory firm. Their services span the breadth of Commercial Insurance, Employee Benefits, Finance, Financial Services, Insurance, and Retirement. With their integrated approach, they ensure clients receive well-rounded and complete financial solutions.

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